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"Later" is too late when it comes to saving for retirement, according to Money Coach Lynette Khalfani-Cox. The personal finance expert who dug herself out of six figures of debt explains why now is the time in the exclusive video above.

Regardless of where you plan to retire, the number one factor in ensuring that you can retire on your terms is your 401(k). Make sure that your 401(k) is maximizing its potential with this free analysis that checks your fees, fund mix, and other factors to help you hit your retirement goals.

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